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WHEN BLACK WOMEN WIN, WE WIN - Shared screen with speaker view
Catherine Griggs-Watson
32:32
Good evening everyone, Catherine Griggs-Watson, Assistant Treasurer, of DeSoto County Mississippi Branch Unit #5574
Ameshia Cross
33:28
we released our Black women student debt brief recently and would love to work with many of you to elevate our Black debt research as well
Ameshia Cross
33:32
https://edtrust.org/resource/how-black-women-experience-student-debt/
Courtney Edwards
35:30
Good evening excited about this webinar and panel This evening! Thank you Jessica Brown for the invite.
Doris Ricks
35:47
Hello Doris Ricks Lawrence Kansas #4035
Ava Richardson
37:14
Good Evening Everyone
Annette Mccoy
38:47
Greetings Warren Ohio #3206 President Annette McCoy
Marita Powell
40:07
Good evening! When I was called about student loan debt forgiveness, they said I was ineligible because my loan was a private loan not a federal loan!
Shunkecia Lewis
40:33
https://naacp.org/actions/action-alert-cancel-student-debt
Shunkecia Lewis
41:12
https://naacp.org/actions/action-alert-cancel-student-debt
Ameshia Cross
41:27
great panel guests ๐Ÿ‘๐Ÿพ
Jessica Brown
41:56
https://naacp.org/actions/action-alert-cancel-student-debt#:~:text=racial%20wealth%20gap.-,Student%20debt%20relief%20is%20the%20much%2Dneeded%20policy%20solution%20in,minimum%20of%20%2450%2C000%20and%20beyond.
Dominique Waters
42:11
https://naacp.org/actions/action-alert-cancel-student-debt#:~:text=racial%20wealth%20gap.-,Student%20debt%20relief%20is%20the%20much%2Dneeded%20policy%20solution%20in,minimum%20of%20%2450%2C000%20and%20beyond.
Dominique Waters
42:12
https://naacp.org/actions/action-alert-cancel-student-debt#:~:text=racial%20wealth%20gap.-,Student%20debt%20relief%20is%20the%20much%2Dneeded%20policy%20solution%20in,minimum%20of%20%2450%2C000%20and%20beyond.
Dominique Waters
42:14
https://naacp.org/actions/action-alert-cancel-student-debt#:~:text=racial%20wealth%20gap.-,Student%20debt%20relief%20is%20the%20much%2Dneeded%20policy%20solution%20in,minimum%20of%20%2450%2C000%20and%20beyond.
Kamashae Tolliver
42:14
So happy to be here ๐Ÿ‘๐Ÿพ๐Ÿ‘๐Ÿพ๐Ÿ‘๐Ÿพ Thank you all!!!
Timothy Hughes
42:40
Excellent panel!
Tiffiny Shockley
43:25
Especially when many are heads of households
Ameshia Cross
43:57
or when they are caregivers for their own parents, grandparents or siblings
Bill Kerney
44:10
Great panel Great discussion topic!!!
Doris Ricks
44:27
When you are older getting a degree it is very pain staking to have a student loan.
Tiffiny Shockley
44:33
Black women lead in small business development and loans hinder them
Sondra Young
46:14
Please mention how it impacts your credit score having such a large debt.
Phi Holmes
47:46
That is so true. Also who those loans are borrowed through also impacts repayment options.
Owens Sharon
49:38
And that is tremendously impactful.
Tiffiny Shockley
50:25
Black women are a strong group and can facilitate "trickle down" which is touted when money is given to others
Owens Sharon
51:19
Discriminatory practices in school financial assistance.
Tiffiny Shockley
51:44
The black students are often victimized by predatory schools.
Godliness Tburch
52:11
I agree
Owens Sharon
52:17
True
Ashley Tetzlaff
53:42
yes
Myles Hollingsworth
53:44
Yes, just keep that promise!
Owens Sharon
53:51
Exactly
Tiffiny Shockley
54:03
Forgive north of 50k as many of us have 6 figure debt
Camiel Irving
55:07
also predatory for-profit colleges
Felicia Hill
55:09
Greetings from Felicia Hill, Dayton Unit NAACP Branch #3181
Felicia Hill
55:54
Freezing payment does not stop the interest correct?
Owens Sharon
56:10
Correct
Godliness Tburch
56:26
Correct
Tiffiny Shockley
56:50
Many people who have viewed their loan debt recently have noticed that 50k is already applied as a reduction???
Felicia Hill
57:05
Thank you financial literacy is essential to create generational wealth
Kamashae Tolliver
57:11
Great question!!!
Marita Powell
57:18
Does this include non-federal student loans?
Tiffiny Shockley
57:35
government loans have stopped interest
Felicia Hill
57:56
Invest in ourselves we know how to make money but do not know how to manage finances
Ashley Tetzlaff
58:08
amen!
Tyra Robinson
58:21
Wow, thatโ€™s a great point
Eboni Hayes
58:32
Reinforce the value! ๐Ÿ‘๐Ÿพ Well said, Camiel
Felicia Hill
58:42
Trading time for money is one way but making your money make money is another option
Joanne Fisher
59:02
good evening, Joanne Fisher, Asst. Secretary, Oneonta Area Branch - 2360
James McDay
59:03
I'll second that Mrs. Tetzlaff
Tiffiny Shockley
59:26
Racism has made it difficult for black men who made mistakes in their youth which is why more black women are educated
Regina Hooi
59:27
Never Went To School Sign On Line Then Change My Mind Next Thing I Know I Got Books Since 2013 10,000 I FOUND Out When I Did My Taxes This Year ๐Ÿ˜ฏ
James McDay
59:51
James here greeting friend V.P. Kootenai County Branch 14AA
Owens Sharon
01:00:07
Yaasss
Felicia Hill
01:00:17
Consider learning how the stock market works.
Camiel Irving
01:00:42
+1 maternity and paternity leave!
Felicia Hill
01:01:21
Consider entrepreneurship studying those that have wealth. Not just money.
Felicia Hill
01:01:34
Maintaining your health is foundational
brenda cox
01:02:07
Brenda Cox Fayette County GA. NAACP
Ashley Tetzlaff
01:02:09
yes @Camiel Irving! Maternity/paternity leave would be so helpful
Ashley Tetzlaff
01:03:13
good to see you here, VP McDay!
Ren James
01:03:17
The Public Service Loan Forgiveness PSLF program
Felicia Hill
01:03:32
Roth IRA allows you to independently invest in your future.
Felicia Hill
01:03:57
Yesss
Felicia Hill
01:04:14
Not shopping investing
Owens Sharon
01:04:50
Yes it does. The allostatic load is too much. Remove the stressor - student loan debt.
Felicia Hill
01:05:00
Financial security helps our mental health not another bag or a pair of shoe I affirm all of us. Just as we are
Tiffiny Shockley
01:05:26
Most people do not have retirement savings particularly minorities. Minorities also have a large amount of medical debt which hinders growth in homeownership which is currently in decline
Owens Sharon
01:05:58
Oh my!
Tiffiny Shockley
01:06:50
Homeownership equals wealth building which blacks are being left out of because of student loans which creates stability which is good for mental health of families.
Owens Sharon
01:09:02
The PSLF application is relatively easy! studentaid.gov/pslf
Ashley Tetzlaff
01:09:39
that's why I really appreciate Greenwood: banking by the Black Community FOR the Black Community.they even allow you to round up your purchases to support the NAACP.
Tiffiny Shockley
01:09:44
Black people make up 70% of homeless populations . Some of those people are college educated.
Ren James
01:10:01
They Sec.Cardona has made it a mission to focus on the program
Tiffiny Shockley
01:10:24
colleges loan defaults make it difficult for housing options.
Harry Harvey
01:10:40
I hope I am listening to a few future politicians. We need you all on the next level. Financial knowledge is key.
Tiffiny Shockley
01:13:02
Demand accountability!!!
Felicia Hill
01:13:50
Your health is your wealth. Wallstreet Trapper is teaching investing." Education and information changes the conversation, if you change the conversation you can change the compensation, changing the compensation changes the realization" Wallstreet Trapper
Margie Hicklin
01:14:58
Good evening Margie Hicklin
Tiffiny Shockley
01:16:37
Those stories are disrespectful!
Bill Kerney
01:16:41
The interest rate trap is what keeps us as black people back never able to save! We are never able to move towards equity in the distribution of wealth (Finances)!
Dr. Shamell Bell
01:16:42
YESSS!!! We are proud of them! Stop with the success stories please, it needs to be cancelled! We should not need student loans for education!
Ren James
01:16:45
I appreciate that authentic stattement
Owens Sharon
01:17:22
The stories perpetuate a false narrative and strengthens biases and assumptions.
Felicia Hill
01:17:26
Financial literacy is the key
Marianna Dowell
01:17:27
We have good credentials for scholarships and we need more opportunities for funding graduate programs for black women!
Doris Ricks
01:18:31
It also important to vote in the 2 years as it is for 4 years
Tiffiny Shockley
01:18:40
Could be the closest thing to reparations if they forgive all student loans!
Ashley Tetzlaff
01:19:07
I think we can celebrate what they did in paying off the debt, while also pointing out HOW MUCH more they could've done in they had had those resources to invest in their future instead of paying off their past
Ashley Tetzlaff
01:20:01
*if
Felicia Hill
01:20:35
@ Ashley Tetziaff I concur
carolyn johnson
01:20:38
sorry , I have no questions
Martina Domino
01:20:41
Thatโ€™s good
Dr. Shamell Bell
01:20:59
I agree with you, Ashley and Tiffany, I have heard so many say, โ€œI paid mine! What about reparations for usโ€ฆwhat about people in the future?โ€
Tiffiny Shockley
01:21:21
indeed!
Martina Domino
01:21:52
๐Ÿ‘๐Ÿฝ
LaTanya Graves
01:21:55
I agree with you Dr. Shamell Bell.
DeLicia Brown
01:21:56
I refinanced to pay off my student loan...
Tiffiny Shockley
01:22:10
First Gen students are unaware of this information.
Dr. Shamell Bell
01:22:12
Scholarships assume that people should work harder for an education that should be FREEโ€ฆ.and also some students have differing abilities and applying for scholarships is no easy task, and some people may not have scholarship money gradesโ€ฆ Do they not get to go to college because they arenโ€™t 4.5gpa students?
Debra Pattrick
01:23:03
Yes Amen! The black organizations i'm affiliated with have problems getting scholarships to "ours".
Tiffiny Shockley
01:23:11
I agree Shamel! It is more work for people who already are working 2x as hard.
Dr. Shamell Bell
01:23:28
I am also a scholarship person, full tuition paid and still have almost 250K when I got out of my PhD!
Dr. Shamell Bell
01:23:52
Exactly Tiffiny!!!!!
Tiffiny Shockley
01:24:02
Shamell, I am in the same boat PhD and 400k
Tiffiny Shockley
01:24:22
My loans may die with me
Kamashae Tolliver
01:24:23
Same!!! Iโ€™m headed to law school next year - I know law schools have pipeline programs from undergrad hbcuโ€™s to top law schools full ride scholarships
Dr. Shamell Bell
01:24:27
I had to take out more loans because my parents did not even qualify for parent loans! People always ask me if I had other options and I didnโ€™t!
Dr. Shamell Bell
01:24:52
Tiffiny!!! NO!!! I BELIEVE WE WILL CANCEL THESE LOANS!!!
Dominique Waters
01:24:54
scholly
Tyree Thomas
01:24:56
SCHOLLY APP
Dominique Waters
01:25:27
Naacp.org/scholarships
Tiffiny Shockley
01:25:32
Fingers crossed. They will be cancelled. I did see that 50k has already been applied. Shamel check your loan
Dominique Waters
01:25:33
Naacp.org/scholarships
Dominique Waters
01:25:35
Naacp.org/scholarships
Dr. Shamell Bell
01:25:41
I am working for people like you Tiffiny so you wonโ€™t die with this burden!!! I am with a debtors union, https://www.debtcollective.org/
Tiffiny Shockley
01:26:12
Thank you for the link
Derrick Lewis
01:26:23
Do you think it would be a good idea to take out a home equity line of credit to pay off your student loan debt?
Carline Charmelus
01:26:36
Wished I lived in Florida but there's this fellowship program that you could explore: https://www.fefonline.org/mdf.html
Tyree Thomas
01:26:36
Also you can check out our list of scholarships on the NAACP Website
Tyree Thomas
01:26:42
https://naacp.org/find-resources/scholarships-awards-internships
Rozlyn Grady
01:26:44
Thank you for the scholarship question
Kamashae Tolliver
01:26:57
Thank you all for sharing so much valuable information!!!!!!!
Melyssa Barrett
01:27:23
Yes!
Marianna Dowell
01:27:31
Thank you guys so much!
Ashley Tetzlaff
01:27:38
we need to get it into the elementary schools, middle schools, high schools... teach financial literacy from an early age
carolyn johnson
01:27:53
check into AAUW scholarships in your area for Grad students.
Marianna Dowell
01:28:01
I'm with a new graduate MBA program at my HBCU so it's been difficult when the whole class was told to take the loan.
Melyssa Barrett
01:28:13
Hey Soror!
Marianna Dowell
01:28:19
And I have the qualifications for sure :(
Camiel Irving
01:28:23
hello sorors!!
Courtney Edwards
01:29:12
Hi Sorors!! Yes connect the dots!
Betty Brown
01:29:36
Hi Soror! Yes we do! Iโ€™m on my Scholarship Committee for my Chapter, Petersburg Alumnae, Petersburg VA!
Tyree Thomas
01:29:58
AMEN!!!!!!!
Courtney Edwards
01:30:17
Writing these down!
Tiffiny Shockley
01:30:23
Black girl magic!
Debra Pattrick
01:30:30
That was good Ms. Portia!
Owens Sharon
01:30:35
Amen!
Mtume Imani
01:30:44
Thank you, Sistahs, for an excellent panel. Mtume Imani/Pres. BCNAACP.
Janice Shirley
01:30:56
Black Women are the Best!!
Courtney Edwards
01:30:58
Yes Soror! Love that i am my sisters keeper. Black women are magic
DeLicia Brown
01:31:02
yesss!!
Gayle Simmons
01:31:02
Excellent thank You!!
Brianna Reaves
01:31:04
โค๏ธ Period!!!!!
Councilwoman Fran Harwell
01:31:06
Phenomenal panel! Thank you ladies!
Kindall Johnson
01:31:08
This is great information, Thank you!
Rozlyn Grady
01:31:09
๐Ÿ’™๐Ÿ’›๐Ÿฉyes thank you
Tiffiny Shockley
01:31:10
Thank you!!!
Felicia Hill
01:31:12
thank you I am my sister's keeper
Carline Charmelus
01:31:16
Thank you!
PATRICIA DONKOR
01:31:17
Great job ladies
Owens Sharon
01:31:17
Thank you guys! Thank you NAACP!
Eboni Hayes
01:31:19
Love this! Thank you panelists
Alicia Netterville
01:31:21
Thank you Ladies!!!
Melyssa Barrett
01:31:24
Thank you!!
DeLicia Brown
01:31:24
Thank you for having me, great panel discussion!!
Sabrina Berry
01:31:28
Thank you all!
Sherondia Sullivan
01:31:28
#WinWithBlackWomen
Felicia Hill
01:31:33
Secure the bag FINANCIAL LITERACY !!!
Courtney Edwards
01:31:33
This was amazing! Great job & phenomenal panel! Amazing job moderating LS. Thank you all goodnight!
Mona Terrell Wallace
01:31:37
Excellent! #keepshining Thank you NAACP
Dominique Waters
01:31:44
If you would like to become a student debt organizer and join the campaign please email youthcollege@naacpnet.org
Phyllis Gamble
01:31:45
TY !! NAACP ๐Ÿค—๐Ÿฅฐ๐Ÿ’ช๐Ÿพ๐Ÿ’ช๐Ÿพ๐Ÿ’ช๐ŸพโœŒ๏ธโœŒ๏ธ๐Ÿ™๐Ÿฝ๐Ÿ™๐Ÿฝ๐Ÿ™๐Ÿฝ
Melyssa Barrett
01:31:46
Can you put your info in the chat?
Dominique Waters
01:31:47
If you would like to become a student debt organizer and join the campaign please email youthcollege@naacpnet.org
Anita Dade
01:31:52
Thanks Ladies, powerful message.
Dominique Waters
01:31:53
If you would like to become a student debt organizer and join the campaign please email youthcollege@naacpnet.org
Sherondia Sullivan
01:31:54
Thank you so much!
Kristy Harvey
01:31:56
Perseverance Win Black Women!
LaTanya Graves
01:32:03
Thanks very informative session.
Portia White
01:32:05
Black women...continue to Preserve...pwhite@naacpnet.org
Marita Powell
01:32:06
Good job, ladies! Thank you!
Dominique Waters
01:32:10
youthcollege@naacpnet.org
Dominique Waters
01:32:16
youthcollege@naacpnet.org
Joanne Fisher
01:32:18
thank you for a very informative evening!! Joanne Fisher
Dominique Waters
01:32:19
youthcollege@naacpnet.org
Dominique Waters
01:32:20
youthcollege@naacpnet.org
Dominique Waters
01:32:21
youthcollege@naacpnet.org
Camiel Irving
01:32:21
sign the petition!
Ashley Tetzlaff
01:32:22
such a powerful presentation. thank you all!
Khyla D. Craine
01:32:22
Twitter.com/kcraine
Portia White
01:32:23
persevere...
Melyssa Barrett
01:32:24
Thank you!!
Felicia Hill
01:32:26
PROSPER! BE IN GREAT HEALTH,
Khyla D. Craine
01:32:27
Great job Y&CD!
Bill Kerney
01:32:30
Thanks everyone for this important discussion and dialog!
Ashley Tetzlaff
01:32:31
signed!
Kamashae Tolliver
01:32:35
THANK YOU ALL!!!!
Kindall Johnson
01:32:37
Thank you!
Rozlyn Grady
01:32:37
Can we get all this information
Rozlyn Grady
01:32:39
Emailed